ChatGPT Gets Personal Finance Tools: Link Bank Accounts

OpenAI has launched a new personal finance feature for ChatGPT. Pro subscribers in the United States can now link their bank and investment accounts directly to the AI chatbot. This allows for spending analysis, budgeting, and long-term financial planning. What's interesting is this feature is powered by a partnership with Plaid. Through Plaid, users can connect accounts from over 12,000 institutions, including major banks and investment firms. Once connected, a dashboard inside ChatGPT shows portfolio performance, spending patterns, and upcoming payments. This move follows OpenAI's acquisition of the team behind personal finance startup Hiro. The company plans to support Intuit in the future, potentially enabling advanced financial analysis like tax impact forecasting. OpenAI says its new GPT-5.5 model improves contextual reasoning for finance conversations. Users can ask questions about spending changes, house purchase plans, or recurring subscriptions. The bottom line is ChatGPT is transforming into a financial planning assistant, interpreting real financial data to help users manage their money.