ChatGPT Links Bank Accounts: Plaid Integration Explained

ChatGPT Pro users in the United States can now link their bank accounts directly within the chat interface. This new feature uses Plaid, a financial data aggregator, to securely connect bank accounts, investment portfolios, and credit cards. Here's how it works: Pro subscribers navigate to the bank account linking section in the app. They select their financial institution from a list that includes major banks like Chase and Bank of America. Users then log in with their online banking credentials through Plaid's secure interface. Multi-factor authentication verifies identity, and once authenticated, account details are linked. This integration allows users to query their financial data using natural language prompts. For example, you can ask for your savings account balance or recent transactions. This could help with expense tracking, credit card management, and investment insights.