ChatGPT's Financial Planning: AI for US Bank Accounts

ChatGPT has launched a new financial planning service in the US. This service links to your bank accounts to give financial advice. OpenAI partnered with fintech company Plaid for this feature. It allows ChatGPT to analyze spending patterns and offer advice on savings and loans. Users can ask questions like, "Help me create a savings plan to buy a house." The service connects to over 12,000 financial institutions in the United States. It shows balances, transaction histories, investments, and debt status. Importantly, it cannot view sensitive information like account numbers or modify actual accounts. OpenAI states users can delete their financial conversations at any time. This feature is rolling out first to 'Pro' plan subscribers, then to 'Plus' plan users, and eventually to general users. The bottom line is, ChatGPT aims to help you understand your finances better and make informed decisions.