ChatGPT's New Finance Feature: Track Spending & Accounts

ChatGPT has introduced a new personal finance feature that tracks spending and bank accounts. This feature is currently in preview for Pro subscribers in the US, costing $200 per month. Users can link financial accounts via Plaid, which connects to over 12,000 institutions like Chase and American Express. Once linked, ChatGPT can view balances, transaction history, active subscriptions, and even stock portfolios. It can also see liabilities such as credit card debt and mortgages. However, ChatGPT cannot access full account details or make changes. A dashboard provides a financial overview, and users can ask questions about spending trends or home-buying advice. The new GPT-5.5 model offers improved financial reasoning, and support for Intuit is also coming. Users remain in control and can disconnect accounts at any time, with data removed within 30 days. You can also choose whether your data helps train OpenAI’s models. The bottom line is that while this offers convenience, it involves sharing highly personal financial information with an AI.